:root{--navy:#07162d;--navy2:#0d2444;--gold:#f7b928;--red:#e53935;--blue:#18b8f4;--ink:#182338;--muted:#617089;--bg:#f5f7fb;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--bg);color:var(--ink);line-height:1.65}
a{color:#0b67b2;text-decoration:none}a:hover{text-decoration:underline}.topbar{background:#050b16;color:#dce7f5;font-size:13px;padding:8px 5vw;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
header{background:linear-gradient(120deg,#07162d,#102e52);color:#fff;border-bottom:3px solid var(--gold)}.navwrap{max-width:1180px;margin:auto;padding:14px 22px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:14px;color:#fff;font-weight:800;letter-spacing:.2px}.brand img{width:86px;height:66px;object-fit:contain}.brand span{font-size:20px;line-height:1.2}.brand small{display:block;color:#9db8d8;font-size:11px;font-weight:600;letter-spacing:1.4px;margin-top:4px}
nav{display:flex;align-items:center;gap:18px;flex-wrap:wrap}nav a{color:#eaf2ff;font-size:13px;font-weight:650}nav a:hover{color:var(--gold);text-decoration:none}
.hero{background:radial-gradient(circle at 80% 20%,#254a74 0,transparent 35%),linear-gradient(130deg,#07162d,#0b2341);color:white;padding:62px 22px 68px}.hero-inner{max-width:1080px;margin:auto}.eyebrow{color:var(--gold);text-transform:uppercase;letter-spacing:2px;font-size:12px;font-weight:800}.hero h1{font-size:clamp(32px,5vw,52px);line-height:1.12;margin:12px 0 14px;max-width:780px}.hero p{max-width:700px;color:#c9d7e9;font-size:17px;margin:0 0 24px}.btn{display:inline-block;padding:12px 18px;border-radius:9px;background:var(--gold);color:#172033;font-weight:800;margin:4px 8px 4px 0}.btn.secondary{border:1px solid #8aa7c9;background:transparent;color:white}
.container{max-width:1080px;margin:-28px auto 55px;padding:0 22px;position:relative}.panel{background:white;border:1px solid #e4eaf2;border-radius:18px;padding:clamp(22px,4vw,42px);box-shadow:0 15px 45px rgba(18,42,75,.08)}.pagehead{background:linear-gradient(120deg,#0a1d38,#123b64);color:white;padding:38px 22px}.pagehead .inner{max-width:1080px;margin:auto}.pagehead h1{margin:0 0 6px;font-size:clamp(30px,4vw,42px)}.pagehead p{margin:0;color:#c7d9ee}.meta{color:var(--muted);font-size:13px;margin-bottom:22px}
h2{color:#102e52;margin-top:28px;font-size:21px;line-height:1.3}p{margin:0 0 14px}.policy-links{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin:22px 0}.policy-card{padding:20px;border:1px solid #e1e8f1;border-radius:13px;background:#fff;transition:transform .18s,box-shadow .18s}.policy-card:hover{transform:translateY(-3px);box-shadow:0 10px 25px #0b234114;text-decoration:none}.policy-card .num{font-size:12px;color:#b57b00;font-weight:900;letter-spacing:1px}.policy-card h3{margin:5px 0 7px;color:#102e52}.policy-card p{color:var(--muted);font-size:13px;margin:0 0 10px}.policy-card b{font-size:13px}
.feature-row{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:26px}.feature{padding:18px;border-radius:12px;background:#f5f8fc;border:1px solid #e5ebf3}.feature strong{display:block;color:#102e52;margin-bottom:5px}.feature span{color:var(--muted);font-size:14px}
.contact-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:20px 0}.contact-card{border:1px solid #e2e9f2;background:#f8fafd;padding:16px;border-radius:12px;min-width:0}.contact-card.wide{grid-column:1/-1}.contact-label{display:block;color:var(--muted);font-size:12px;text-transform:uppercase;letter-spacing:1px;margin-bottom:4px}.contact-card strong{overflow-wrap:anywhere}
footer{background:#050b16;color:#d9e4f3;padding:35px 22px 18px}.footer-inner{max-width:1080px;margin:auto;display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}.footer-inner h3{color:#fff;margin:0 0 10px}.footer-inner p,.footer-inner a{font-size:13px;color:#bdcce0}.footer-inner a{display:block;margin:6px 0}.copyright{max-width:1080px;margin:25px auto 0;border-top:1px solid #26364b;padding-top:14px;color:#92a5bd;font-size:12px}
.notice{border-left:4px solid var(--gold);background:#fff8e7;padding:14px 16px;border-radius:0 10px 10px 0;color:#6a5016;font-size:13px;margin-top:25px}
@media(max-width:800px){.navwrap{align-items:flex-start;flex-direction:column}.brand img{width:68px;height:54px}nav{gap:12px}.policy-links{grid-template-columns:repeat(2,minmax(0,1fr))}.feature-row{grid-template-columns:1fr}.footer-inner{grid-template-columns:1fr 1fr}.footer-inner>div:first-child{grid-column:1/-1}}
@media(max-width:520px){.topbar{padding:8px 18px}.policy-links,.contact-grid{grid-template-columns:1fr}.contact-card.wide{grid-column:auto}.footer-inner{grid-template-columns:1fr}.footer-inner>div:first-child{grid-column:auto}.hero{padding:46px 20px 58px}}